Todays's LoanSifter search shows an improvement over yesterday for the best wholesale interest rates. We see a lender rebate again at 4.875% with a price of 100.125. That means for a $400,000 loan, the borrower can receive a rebate of $500.
This is an excellent time to lock the rate, as we are nicely under 5.0%. It's still pretty expensive to buy down the rate to 4.75% though.