4.75% is still with us as a result of my LoanSifter search for today's Wholesale Interest Rate. Note that the price from the market leader is 100.125, so there is now a rebate to get 4.75%.
We are continuing a very nice downward trend in rates, so I maintain a strong recemmendation to lock the rate.
As a California Upfront Mortgage Broker, I provide these wholesale interest rates and the corresponding pricing to my clients, often on a daily basis, so they can make the most informed decision on whether it makes financial sense to refinance their California home loan, and also when to lock the rate.
This is what I mean by Transparent Lending - my clients see what I see.
To Watch the Video of How I Work, click the link below.